Downpayment for condo in Singapore normally includes 25% minimum for lender bank loan purchases, with at least five% in income and twenty% income/CPF; for initial housing financial loan, LTV approximately seventy five%, Customer’s Stamp Duty applies on tiered costs, Extra Consumer’s Stamp Duty differs by profile; common new launch scheduling payment five% money, remainder of twenty% on working out in just alternative interval, progressive payment by construction phases; resale necessitates Choice Cost (one% money) then exercise (4% funds) and equilibrium; legal charges, valuation, property finance loan duty, and fire insurance plan add to upfront fees; linked keywords contain condo downpayment, LTV boundaries, TDSR fifty five%, MSR not relevant to personal, CPF OA utilization boundaries, minimum amount cash, ABSD remission for married partners, lender interest rates, lock-in, check here and pricing sensitivity by district.